UK Car Finance Options

Do you like to buy a car, and you would like to get UK car finance, or perhaps car finance UK, but there are so many options and it is hard to know which ones are the best. Essentially you have two choices, get a car loan or lease a vehicle. This article contains information on both options, and places that you can look into further if you wish to go ahead and get yourself a car.

Agencies That Offer Car Finance Options for UK Residents

There are various agencies that specialize in UK car finance. As always when looking for UK car loans, you're going to get a better deal the better your credit is. The good news is that even if you have terrible credit, car finance might not be out of your reach, and it may help to repair your credit rating also.

Approved Car Finance is a UK car loans specialist that deals in people who have bad credit. They offer in depth checks of cars prior to purchase, and offer a range of deductions, like a thousand pound part exchange, two hundred and fifty pound cash back, plus an extra hundred if you apply online. The process is fairly simple, with an online or phone application. They are fairly cages about their APR, so expect it to be steep.
Autobytel.co.uk also offers finance on their range of vehicles, and offer an APR of 7.9% on new cars, and reduced rates on older vehicles. Autobytel also caters to those with credit issues. They have a fairly wide range of cars, and also offer customer service to help you choose the best car for you, at the best price.
Parkers UK offers both UK car finance and insurance, as well as free used car valuation, they offer lending rates between 5.5 and 6.1% APR. Parkers are an independent agency, with a range of vehicles from the economic to the premium. They also have plenty of free help tools online including loan calculators and advice on how to save for your car.
Welcome Car UK Finance is one option, which allows you to apply online choose from their range of cars and apply online. Approval may only take an hour, after which you go down to one of their showrooms and look around at their range of cars. They have showrooms in the East and West Midlands, Scotland, Felt ham near Heathrow, North West, South West, Yorkshire, Fare ham, Thurrock and Maid stone. Because they specialize in people with bad credit, their hefty rates are from 18.9 % APR to 29.9 % APR, and they offer you a choice of vehicles from Audi to Vauxhall.

Continue to: Uk Car Loans Agency Help